Loan Committee

Equity1821’s Loan Committee consists of individuals in the Indianapolis community that have expertise in lending, management, financial accounting, and business.

The Loan Committee’s role is to:

  • Make funding decisions within the parameters of our policy, including terms and conditions of financing.
  • Review portfolio performance quarterly.
  • Review the risk rating of the loan portfolio to establish and/or monitor the adequacy of loan loss reserves on a semi-annual basis.
  • On an as-need basis, review the performance of individual financing transactions and make recommendations for risk mitigation strategies or modifications to financing agreements.
  • Annually review the loan policy with regard to underwriting criteria, methodologies, and process, and recommend modifications.

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